Documents & ID

How long does a SCHUFA report take?

Estimated wait
7 days – 30 days
Typically ~14 days
Based on published sources
Timeline guide
  • Faster cases
    ~10 days
  • Average cases
    ~14 days
  • Slower cases
    Up to 30 days
Do not confuse the free mailed data copy (slow — up to one month by law) with the paid instant online products (same day). Landlords usually want the paid BonitätsAuskunft, not the free copy. The one-month figure is the legal maximum; ~1 week is the typical real-world wait.

The free SCHUFA data copy (Datenkopie under Art. 15 GDPR) realistically arrives by post in about 1–2 weeks, often within 5–7 working days, with a statutory hard ceiling of one month. If you need it instantly, SCHUFA's paid online products are available immediately — so the honest answer depends entirely on which one you order.

More details

The free copy is the one you request once a year at meineSchufa.de and receive on paper; the paid BonitätsAuskunft is the certificate landlords often expect.

Sources

Last updated: 10 Jul 2026

Information is for general knowledge only.